I am most envious of the city, it must Changsha
Editor’s note: This article is from the micro-channel public number “really makes Rousseau” (ID: zhenjiaolujun0426), Author: Rousseau really makes the team.
If there is a city in the country,
It’s not because there is tea to drink, but because the city’s healthy and bubble-free housing prices have improved people’s happiness in life
Let’s show you a picture first, you can also regard it as the Versailles of Changsha people
This may be the only city in the country where a citizen left a message on People’s Daily Online and asked “Why don’t house prices rise“
Maybe this is the difference in the world. When people complain about high housing prices, Changsha citizens actually report themselves that housing prices are too low
This enthusiastic citizen, there are two problems that almost show me a smile
First, why does Changsha keep on price-limiting land?
Secondly, Changsha, as the big brother in the central region, why the housing prices are not as good as other western cities?
The response from the Changsha Municipal Government has shown their attitude, We must continue to regard the “depression of housing prices” as a city’s competitive advantage
I am afraid that there is only one in Changsha in the country. It is really targeting real estate speculators. Its housing prices are solid and healthy. Use various methods to squeeze out the bubble
01
How low house prices in Changsha are, I don’t know, I’m surprised
Let’s first come to the average price of new houses in Changsha last year based on the statistics of Crane, 10500-10700 yuan per square meter
The average price is just over 10,000, and it is only a median in the national property market
Not to mention that this is a GDP of 1.2 trillion in 2020,Tier 2 cities with a growth rate of 4% higher than the national average
The GDP next door to it is only more than 400 billion. Nanning, also the capital city, has almost the same housing prices. I really don’t know what Nanning people would think when they saw this.
It is not only the lowest house price among the central cities, it is even lower than that of ordinary county-level cities in some coastal areas.
Simply looking at the level of housing prices may not be intuitive enough. If we look at the growth rate of housing prices, you will know why it is said that Changsha is a city frightened by speculators across the country.
Unlike other cities, where housing prices have doubled, Changsha housing prices have risen by five hundred, two or three hundred a year, and they have not even risen.
(Data source: Yingyankan Bay Area)
The price limit in Changsha,The price limit here is not the record price limit price, but the cost-reverse type. At the same time, the land price is limited. The rough house price is limited during the land auction, plus the hardcover limit price is 2500 yuan. / Flat, interlocking.
The speculators were operating fiercely in Changsha, and seeing the price limit of less than 12,500 yuan, they could only cry and ran home.
02
Speaking of which, the regulation of the Changsha property market can be said to be an iron fist, which basically blocked all the possibilities of real estate speculation.
When buying a house in Changsha, the sale is restricted for 4 years before the transaction can be traded. Note that the 4-year sales restriction here is 4 years after the real estate ownership certificate is obtained. It is different from the point system that Shanghai has to trigger from the online signing, Changsha is seriously restricting sales
Also, the second set can only be purchased after 4 years for the first set. It is not an increase in transaction taxes, it is directly impossible to trade, and the logic is completely different from Shanghai’s five-year value-added tax.< /p>
These two tricks basically killed the speculators. In addition, when buying a second house in Changsha, the deed tax is levied at a tax rate of 4%, and talents with a college degree or above are only satisfied to work in Changsha. Only 24 months of social security can buy a house
So far, the regulation of Changsha can be said to be tight, leaving no gaps.
In fact, last year, the Ministry of Housing and Urban-Rural Development initiated the “Construction Work Briefing”, taking “Changsha City to implement the main responsibility and steadily implement the long-term mechanism for the stable and healthy development of the real estate market” as an example, calling on cities across the country to learn from Changsha
The health of the Changsha property market model benefits from strict control measures and has been affirmed by the top of the country
At the same time, Changsha has always had sufficient land supply, and is one of the cities with the lowest land premium rate in the country. The entire city has extremely low dependence on land sales income, which is land finance
Although in the short term, Changsha, which does not rely too much on real estate, has a lot less fiscal revenue than many cities, and it seems to be a disadvantage at present
However, we are very healthy in the long run. Only by stifling the real estate bubble can we curb the irrational prosperity of real estate, which is greatly beneficial to the development of the real economy, especially the manufacturing industry.
03
Abandoning income to talk about housing prices, it’s pure hooligans
First of all, let’s take a look at the official data. Over the past ten years, the disposable income of urban residents in Changsha has been growing rapidly and steadily, and Changsha people are getting richer and richer
That’s why Changsha can occupy the bottom of China’s 50 cities’ housing price-to-income ratio for many years.
In order to be more direct, take me personally engaged in the real estate industry as an example. I checked on the boss direct employment. If I now switch to Changsha to work, how much money I can make every month
Well, there can be around 8K-13K, the basic bottom line is not bad
The housing price-to-income ratio determines the pressure of housing loans on a family and their consumption index
For a house with a total price of 1 million yuan, the monthly loan repayment is about 4,000 yuan. If there is some provident fund, the monthly repayment level can be controlled within one-third of the income. , This is a very healthy ratio
What’s more, a family usually has two people to repay the loan, so when buying a house in Changsha, repaying the loan is not a big problem. From this perspective, housing loans will not overwhelm Changsha people, and most Changsha people will not regard housing loans as a source of major problems and anxiety
At the same time, for shops, housing prices are low and rents are low. After the cost drops, low housing prices burst into Changsha, which is not a normal consumption power
In recent years, Changsha’s vitality in the consumer market has always been the first among cities of the same type. For example, outsiders have to drink ten cups of tea a day when they come to Changsha.
People have money to spend and enjoy themselves. This may be behind the low housing prices, what we call the happiness index
So, if you have the opportunity to go to Changsha, the most obvious feeling is that there are really many young people and the feeling of freedom and freedom. This is the vitality that many first-tier cities cannot feel
Ah, you’re all starting to envy and jealous of Changsha people.
04
However, there are still some people who are worried about the low housing prices in Changsha, and they are deeply worried.
Some people say that the price limit makes longSha does not have good houses and high-end products, the wealth of the citizens is shrinking, etc.
I want to say, don’t worry about it
Are there no good houses in Changsha? In fact, the price limit in Changsha is slowly adjusted and released. There are many good plots and locations, and the rough price limit is constantly refreshing
In the future, housing prices in Changsha will no longer be extremely flat. With the controlled liberalization of price limits, the market will gradually differentiate into high-end and rigid-needed products, allowing people with different needs to buy suitable houses for them
Furthermore, the houses are not much better in cities where price limits are not strict.
Do you think that market-oriented developers will make products? Do you think that if the price limit is not strict, the construction process and cost of the house will increase, because the quality of the house is not only in cities with strict price limits, but also First-tier cities are also unavoidable.
Some people say that the strict price limit in Changsha is irresponsible to the residents’ assets. Zhang San and Li Si, who returned to their hometowns after graduating from the same university, and Zhang San bought a house in Changsha for five years before the house went up by two or three thousand, and their assets shrank. , Another Li Si returned to Wuhan, Chengdu, and the house price almost doubled in five years.
In this way, any person who goes to different cities to develop, the housing price trend will inevitably be different. This view is more like the paradox that the butt determines the head
Some people even say, hey, it’s all to blame for the strict price limit in Changsha, which hurt the young people who returned to Changsha to work hard. They knew that they shouldn’t return to Changsha to buy a house.
Is this really the case?
Although the assets of Changsha people have not doubled significantly in the cycle of the national general rise, the development of the city in the next ten years will be attractive and the greatest forgiveness to the young talents later
Changsha is just giving more benefits to the new Changsha people who will show their strength on the couch in the next ten years
At present, it seems that there is only one Changsha in the country, so it is more competitive
If this development continues, Changsha people are unwilling to go out and prefer to stay in their hometown. More young people hope to grow up with Changsha slowly
Because they know that as long as they choose Changsha, they don’t have to worry about skyrocketing housing prices and bubbles
As long as you struggle, you can live a happy life. This kind of life is affordable to buy a house, to be able to marry a wife, and to have good children
So, you don’t have to worry about the housing prices in Changsha. If it is not the healthiest city in the country, people will not vote with their feet
Finally, I put a picture of my most emotional and heart-wrenching photos when I traveled to Changsha. The new house in Changsha that I can buy at a price limit of 8,800 yuan/square meter
It now appears that the low housing prices have indeed become the city’s competitiveness, and it still has strength. The future is really not to be underestimated
This is definitely the city with the healthiest housing prices in the country, there is no one