After the micro medical insurance broker and shuidi insurance broker, the relaxed insurance broker also received a fine from the China Banking and Insurance Regulatory Commission< Br > < div class= "contheight" > < / div > on July 20, the ticket disclosed by the China Banking and Insurance Regulatory Commission showed that Guangdong easygoing insurance brokerage Co., Ltd. did not use the approved or filed insurance terms and premium rates in accordance with the regulations when selling the insurance products of Anxin property insurance, and did not use the approved or filed insurance terms and premium rates in accordance with the regulations when selling the insurance products of Zhonghui property mutual insurance (hereinafter referred to as Zhonghui property insurance), He was fined 500000 yuan by the China Banking and Insurance Regulatory Commission, totaling 1million yuan< Br > < div class= "contheight" > < / div > Yu Liang and Xu Shuo, the former and latter general managers of Guangdong easy insurance brokerage Co., Ltd., and Yu Haipeng, who was then the head of the sales management department and Technology Department of Guangdong easy insurance brokerage Co., Ltd., were punished together. The CBRC warned Liang and fined him 100000 yuan, warned Xu Shuo and fined him 100000 yuan, and warned Yu Haipeng and fined him 100000 yuan< Br > < div class= "contheight" > < / div > specifically, from January 2019 to June 2019, easygoing insurance brokers sold “enjoy a lifetime premium” products underwritten by Anxin property insurance through wechat official account, and the publicity and sales page listed “0 yuan for the first month”, “easy to raise Thanksgiving feedback, annual huge gifts”, “special offers for a limited time, and a reduction of * * yuan for the first month”. In fact, no premium was charged for the first month, and the annual premium payable was equally amortized to the next 11 months, It is inconsistent with the terms and rates recorded by Anxin property insurance in the CBRC, and consumers have not received premium concessions< Br > < div class= "contheight" > < / div > from April 2019 to the entry date of the inspection by the China Banking and Insurance Regulatory Commission, the easy insurance broker sold the “youth insurance · 6million medical security” product underwritten by Zhonghui property insurance through wechat official account, and the publicity and sales page listed the contents of “0.1 yuan in the first month”, “3 yuan in the first month”, “easy raising gratitude feedback, member day subsidy” and so on. In fact, after deducting 0.1 yuan or 3 yuan in the first month from the annual premium payable, The remaining premium was amortized to the next 11 months, which was inconsistent with the terms and rates of Zhonghui property insurance filed with the CBRC, and consumers did not receive premium concessions< Br > < div class= "contheight" > < / div > the ticket shows that in view of the above illegal acts, the party concerned relaxed insurance brokers made two statements and defenses. First, after the on-site inspection, the company has corrected the illegal acts in time, and has held the responsible personnel accountable in time, requesting a lighter or mitigated administrative punishment according to law; Second, failure to use the approved or filed insurance clauses and insurance premiums in accordance with the regulations shall be recognized as the same illegal act and a fine shall be requested< Br > < div class= "contheight" > < /div> however, after review, the CBRC believes that the suspension of the sale of the products involved and internal accountability after the completion of the on-site inspection cannot be used as a reason for a lighter or mitigated administrative penalty. The illegal act of easy insurance brokers selling reassuring property insurance products and the illegal act of selling Zhonghui property insurance products are serious violations of regulatory requirements, obvious subjective intent, and belong to the same provisions of the insurance law, The CBRC has imposed penalties on the above two violations in accordance with the law. Therefore, the statement and defense of easy insurance brokers will not be adopted.