“Successful prepayment! You can no longer work for the bank!”< Br > < div class = "height" > < / div > in August this year, Yu Yan paid off the house loan of 1.3 million yuan and excitedly shared her feelings on social media. Before that, after the LPR was lowered, her mortgage interest rate was 5.7%, and the mortgage was reduced from 7669 yuan to 7549 yuan per month. A total of 31 times, a total of more than 230000 yuan, and the principal was only repaid more than 40000 yuan. “It’s better to pay it off at once.”< Br > < div class = "height" > < / div > recently, Yu Yan sold the first house she bought in 2014, with more than 2 million yuan in cash. She looked at the income of many financial products at present, which was less than 4%, and with her husband, she quickly settled the mortgage of another house in advance. It took a total of 10 days from application to repayment, and no liquidated damages were paid< Br > < div class = "height" > < / div > “there are still several hundred thousand yuan left after the house loan is repaid. I have been looking at financial products for the past two days. The 4% income is also very risky, and it is linked to stocks. The risk-free cash products have only 2.5% income.” As soon as Yu Yan’s post was released, it received thousands of people’s attention and discussion< Br > < div class = "height" > < / div > since the beginning of this year, more and more people like Yu Yan have chosen to repay their house loans in advance< Br > < div class = "height" > < / div > some people think that they are not good at financial management, and the interest saved by prepayment is the best financial management; Some young people believe that early repayment of housing loans can reduce the anxiety caused by future job changes, not only relieve stress, but also realize the “freedom of the workplace” in the future. After all, there is no debt< br>