< img ALT = "photographed by Zhou Yu, the news reporter at the press conference" style = "width: 600px;" src=" https://imagecloud.thepaper.cn/thepaper/image/212/446/284.jpg ">
photographed by Zhou Yu, the news reporter on the press conference site < / P > on August 24, at the special press conference on” transformation and application of intellectual property rights “held by the State Intellectual Property Office, the reporter of the news (www.thepaper. CN) asked: financial services such as intellectual property pledge financing have brought” real money “to the development of innovative subjects. Can you give a specific introduction to the progress of intellectual property pledge financing in recent years? < br > < div class =" height " "> < / div > in this regard, Li Hanyang, deputy director of the regulatory department of the China Banking and Insurance Regulatory Commission, said that since the 18th National Congress of the Communist Party of China, the China Banking and Insurance Regulatory Commission has attached great importance to the positive role of intellectual property pledge financing in supporting the development of innovative enterprises and alleviating the financing difficulties of private enterprises and small and micro enterprises, and taken practical measures to support the expansion of intellectual property pledge financing. < br > < div class =" height "> < / div > first, the government departments timely introduced systems and < strong > strengthened policy support. < / strong > in 2013, the former CBRC, together with the intellectual property office and other departments, jointly issued the guiding opinions on the intellectual property pledge loan business of commercial banks , clearly put forward that intellectual property can be accepted as collateral for financing, and put forward specific requirements for commercial banks to carry out intellectual property pledge loan business, laying a foundation for the development of intellectual property pledge financing. In September 2019, the CBRC, the intellectual property office and the Copyright Bureau implemented the deployment of the State Council, supported the expansion of intellectual property pledge financing, and jointly issued the notice on further strengthening intellectual property pledge financing, which required to optimize the intellectual property pledge financing service system, strengthen the innovation of intellectual property pledge financing service, We will promote banks and insurance institutions to expand the financing of intellectual property pledge. Some agencies of CBRC have also introduced support policies for intellectual property pledge financing in conjunction with relevant departments in light of local economic and industrial characteristics< Br > < div class = "height" > < / div > Second, financial institutions take multiple measures to promote business development. Under the promotion of China Banking and Insurance Regulatory Commission, some commercial banks have innovatively designed special products of intellectual property pledge according to the characteristics of intellectual property, provided financing support for innovative enterprises and small and micro enterprises with intellectual property, and broadened the financing channels of enterprises. Some insurance companies and financing guarantee companies have also cooperated with commercial banks to build risk sharing and risk compensation mechanisms, and create a good situation in which commercial banks are “willing to lend”< Br > < div class = "height" > < / div > the third is the steady growth of intellectual property pledge financing < strong > business < / strong >. By the end of June 2022, the balance of intellectual property pledge loans of banking financial institutions was 124.637 billion yuan. From the beginning of 2017 to the end of June 2022, a total of 372.364 billion yuan of intellectual property pledge loans were issued. The accumulated loan amount of intellectual property pledge financing business of banking financial institutions in that year was 58.724 billion yuan, with a year-on-year increase of 64.43%; The number of accumulated loans in that year was 5981, with a year-on-year increase of 60.91%< Br > < div class = "height" > < / div > Li Hanyang said that in the next step, the China Banking and Insurance Regulatory Commission, together with the intellectual property office and other departments, will conscientiously implement the decisions and arrangements of the Party Central Committee and the State Council, continue to improve the intellectual property pledge financing policy system, guide and encourage banking financial institutions to do a good job in the intellectual property pledge loan business, and better support the innovation and development of small and medium-sized science and technology enterprises.