Central Bank Shanghai Headquarters: promote “mobile phone number payment”, cross-bank authentication platform; Xiaomi Consumer Finance Corporation was approved to open; Alipay established a search business department.

Industry Investment and Financing Report

May 25-May 31

Provide consumer installment technology services for financial institutions and industry, “Huiyin Technology” won tens of millions of yuan Round financing

“Huiyin Technology” recently officially announced that it has received 50 million yuan in Series A financing. The investor is Tongchuang Weiye. This round of financing will be used for new project incubation and industrial integration. Earlier, Huiying Technology was awarded a 10 million Pre-A round of financing jointly led by Hang Seng Electronics and Fupu in August 2016.

“Huiyin Technology” was established in 2015 as a technology service provider focusing on consumer finance. Huiyin Technology mainly targets traditional financial institutions, commercial banks, and licensed consumer finance companies to provide them with infrastructure services for consumer financial services, as well as business scenarios, risk control, and operations. At the same time, Huiyin Technology will also include other partners in the ecosystem-merchants, loan agencies, etc. on the cloud platform to achieve full online business processes. ()

Industry News

Central Bank: Digital RMB officially launched “No timetable yet”

China ’s digital currency has undergone internal closed-loop pilot testing in some cities. Is the official launch only “a step closer”? The governor of the People’s Bank of China, Yi Gang, responded positively in an interview with the media on the 26th that the current pilot test is still a routine work in the research and development process, and does not mean that the digital RMB will be officially issued. There is no timetable for when it will be officially launched. . (China News Network)

Shanghai Central Bank Headquarters: Promote “mobile phone number payment”, cross-bank authentication platform, and promote the city ’s liquidation business acceptance a>

On May 27, the 2020 Shanghai Payment and Clearing Work Conference was held at the Shanghai headquarters of the People ’s Bank of China. The meeting emphasized that in 2020, the participating institutions of Shanghai’s payment and clearing system should adhere to the policy of “keeping innovation, seeking progress while maintaining stability”, and continuously improve the quality and service efficiency of Shanghai’s payment and clearing work. One is to continueContinue to adhere to the security orientation, continuously consolidate the responsibility for the safe and stable operation of the payment and clearing system, compact the responsibility of the main body of safe production, and ensure the stable and efficient operation of the payment and clearing system; Business undertakings, strengthen business development, and improve service levels; Third, adhere to the people’s livelihood orientation, through technology empowerment, expand the new business and new functions of the payment clearing system, strive to improve customer payment experience, and polish the central bank payment service brand. (Beijing Commercial Daily)

Guangzhou will use the small loan company as a sample to carry out supervision sandboxes Experiment

Recently, the Guangzhou Local Financial Supervision and Administration Bureau issued the “Three-Year Action Plan for Guangzhou to Create a National Benchmark City for Small Loan Industry (2020-2022).” The Guangzhou Financial Supervision Bureau said in the “Plan” that it will carry out a sandbox test of supervision, taking small loan companies as a sample, and on the basis of the further improvement of off-site supervision system and the interconnection of credit data, explore the sandbox test. At the same time, the Guangzhou Financial Supervision Bureau also plans to set up wholly foreign-owned small-loan companies in key areas such as Private Financial Street, Nansha Free Trade Zone, and Guangzhou International Financial City, and explore the establishment of small-loan companies that conduct business throughout the Guangdong-Hong Kong-Macao Greater Bay Area Serve the construction of the Greater Bay Area. (Daily Economic News)

Regulations require banks to report “spell group” business data

The marketing model that emerged from Internet e-commerce, the fight group, became popular among large and medium-sized banks in the first half of this year. For a time, a variety of fashionable businesses such as group deposits, group financial management, group loan, etc. have arrived, which has recently attracted the attention of regulatory authorities. The regulatory authorities require banks within their jurisdiction to report whether they have group deposits, group financial management, group loan and related data, and are still in the preliminary investigation stage. (Caixin.com)

Company News

Meituan benchmarks ant flowers