Promote the reform of “release management” in the real estate field and improve the efficiency of housing transaction management services. The Ministry of Housing and Urban-Rural Development issued a document to implement the real-time filing of housing transaction net signing, and at the same time establish a real estate market monitoring system based on the data of the housing net signing record for the real estate market. Regulation provides data support and decision-making basis to promote the stable and healthy development of the real estate market.
On April 13th, the Ministry of Housing and Urban-Rural Development issued the “Opinions on Improving the Efficiency of the Housing Net Signing Service” (“Opinions”), this time the “Opinions” A total of five aspects are proposed: one is to comprehensively collect real estate information, the other is to provide automatic verification services, the third is to optimize the network signing and filing service, the fourth is to provide data usage efficiency, and the fifth is to promote the construction of a network across the country.
The Ministry of Housing and Urban-Rural Development pointed out that the relevant “Opinions” this time are mainly to promote the reform of “delegation and management” in the real estate field, improve the effectiveness of housing transaction management services, and provide various types of real estate markets The main body provides standardized, standardized and convenient services, creates a stable, transparent, safe and predictable good market environment, and provides support for the establishment of a real estate market monitoring system and the implementation of real estate market regulation.
“Opinions” put forward to establish and improve the data of real estate. The real estate table is the basic database of housing information, and is the basis for the implementation of the housing transaction contract net signing, the development of housing transactions, use and security management. The municipal and county housing and urban-rural construction departments shall, in accordance with the regulations, establish and improve the real estate tables of various newly-built commercial houses and stock houses covering the administrative areas under their jurisdiction.
With regard to the subject of automatic verification transactions, the Ministry of Housing and Urban-Rural Development pointed out that the municipal and county housing and urban-rural construction departments should promote the housing network signing system and the public security, civil affairs, taxation, and human resources society. Security, market supervision, natural resources, courts and other departments and units related to the network of information systems, through information sharing and other methods to automatically verify the identity of the transaction subject, marital status, taxation, social security, market subject registration, real estate registration, trustee, etc. Information, and gradually realize that the parties can complete the verification of the main body of the transaction only with the ID.
In optimizing the online signing service, the “Opinions” clearly promote “Internet + online signing”. Actively promote the “Internet lobby” model, encourage the use of housing transaction electronic contracts, use big data, face recognition, electronic signatures, blockchain and other technologies to speed up the construction of mobile service terminals and realize the housing network signing for palm processing and faceless processing. Optimize window services, do a good job of “one window acceptance”, and provide centralized transaction and one-time settlement services for housing transactions, tax payment and registration.
At the same time, realize the online record of online signing. Promote housing transaction contracts onlineSign the contract for immediate filing. After the parties complete the contract, the relevant technical means will be used to achieve immediate filing, generate a filing code, and automatically update the housing transaction status information in the real estate table.
It is worth mentioning that in advancing the construction of a network in the country, the “Opinions” mentioned that all localities should implement the responsibility of the main body of the city, and establish the data for housing network to sign the record as The basic real estate market monitoring system provides data support and decision-making basis for real estate market regulation and control, and promotes the stable and healthy development of the real estate market. The municipal and county housing and urban-rural construction departments should improve the housing net signing system in a timely manner. According to the requirements of the housing net signing business operation standards, a unified process should be carried out to carry out the housing net signing and filing work, and the transaction data should be obtained and uploaded in time to realize the construction of new commercial housing and stock housing net Full coverage of signing and filing. Improve the quality of housing net signing data and strengthen the monitoring of housing net signing price to ensure the data is true and accurate.
According to the requirements of the “Opinions”, the municipal and county housing and urban and rural construction departments should use the housing network signing and filing system as a basis to integrate qualification permits, housing area management, and housing pre-sale , Transaction fund supervision, housing special maintenance fund supervision, house expropriation, credit management and other systems, accelerate the construction of a basic platform for house management with functions such as automatic verification, convenient query, and statistical monitoring. At the same time, it promotes the nationwide networking of the housing network signing and filing system, realizes data sharing between departments, and establishes a cross-regional, cross-department, and cross-level national real estate market database.