With the rapid development of various technologies and applications, network-based and online-based data collection, analysis, and applications are becoming increasingly deeper. The wave of digitalization and intelligence is unstoppable, penetrating all aspects of service, operation, and management.

Editor’s note: This article comes from the WeChat public account “Jiugua Financial Circle” (ID:jiuguajinrong)

Author: (general manager of the Guangdong Development Bank Finance Network) Off Iron

Editor: Jin Mingzheng

Source: Nine Gua Financial Circle

Currently, the domestic New Crown War epidemic tends to be stable, and global prevention and control are still being carried out intensively. Various economic recovery within the country, or facing the increasingly complex and ever-changing world economic landscape, it is time to deepen the process of online banking, accelerate the transformation of digital operations, and pursue high-quality development.

Bank digital transformation is an inevitable requirement to implement the national strategy to effectively serve customers

Implementing digital transformation is an inevitable requirement for implementing the national strategy.

In 2014, big data was first written in the government work report. In 2015, the State Council officially issued the “Outline for Promoting Big Data Development”; in 2016, the “13th Five-Year Plan Outline” clearly proposed the national big data strategy; 2017 , The government work report clearly put forward the requirements of deepening the national big data strategy and accelerating the growth of the digital economy; in 2018, “Building a Digital China” was written into the report of the 19th National Congress; in 2019, the “Decision” of the Fourth Plenary Session of the 19th CPC Central Committee “Data” is one of the production factors and participates in the distribution, while clearly promoting the construction of digital government.

As an important participant in the social economy, the banking industry’s own digital transformation and support for the development of the digital economy in various industries and sectors are inevitable requirements for implementing the national strategic deployment and enhancing its own competitiveness and service support capabilities.

Implementing digital transformation is a necessary guarantee to improve customer satisfaction. In 2019, the Fourth Plenary Session of the Nineteenth Central Committee proposed the protection of personal information according to law, the Personal Information Protection Law was included in the legislative plan of the National People’s Congress, and the “Trial Measures for the Protection of Personal Financial Information (Data)” was launched for comments. January 2020, silver