With a limited budget, how can I buy an excellent just-needed house in Beijing?

Editor’s note: This article is from the micro-channel public number “DT Finance” (ID: DTcaijing) , Author: Buy Little expert DT Mr.

In the simple concept of many people, buying a house and buying a home is a symbol of truly taking root in a city. Even if you need to work non-stop to repay your mortgage, it feels hopeful.

The high housing prices in the first-tier cities are the most authentic advice to withdraw, Good houses seem to be always up Ten million. Many young friends are more concerned, with limited budgets, and just need to get in the car, can they still buy good accommodation in good conditions in big cities?

Some time ago, DT Finance and Shell Research Institute together, sell more than 60,000 second-hand sets in Beijing We have studied the housing (as of June 2020), and we want to know if the total price is limited to 3.5 million yuan, can we buy a set that takes into account multiple indicators such as transportation, area, and age in Beijing? “Perfect Listing”?

Total price 3500,000Where can I buy a house in Beijing?

Compared with the magical house price figures on social media, 3.5 million does not sound like much.

But the good news is that there is actually quite a lot of choice in this price range. According to data, nearly a quarter of the houses for sale in Beijing in June had a total price of less than 3.5 million yuan. In other words, if you can only afford houses under 3.5 million, the number of houses you can choose can reach 14,000.

However, although they are all 3.5 million houses, the location, size, age, transportation, house type, and even school districts are quite different.

It may be a set of nearly 100-square-meter “large flat” in the suburbs, or it may be a 13-square-meter snail house near Gulou Street in the Second Ring Road. It allows you to truly feel what a “bed type is a house type”; it may let you Spending a few hours every day to drive the car back and forth may also allow you to live at the back door of the Forbidden City, ride a bicycle to and from get off work every day, and experience the pleasure of commuting Puyi back then.

After all, fish and bear paws cannot have both. Buying a house is essentially an art of weighing. Within a limited budget, the choice of location or living space depends on what is more important to you.

From the perspective of location, nearly half of these houses with a total price of 3.5 million yuan are in Daxing, Fangshan and Tongzhou, which are far from the city center. Dongcheng District and Xicheng District, which can be called the roots of the imperial city, have only 47 and 25 units respectively, and these listings-as you might expect-are very small and real.

However, we have also noticed that Chaoyang District, next to the city center, has also contributed many houses with a low total price, which deserves the attention of the car owners who don’t want to live too far.

Of course, compared to administrative districts, “What ring do you live in?” is the question that people living in Beijing are asked more. From our optimistic perspective, among the houses with a total price of less than 3.5 million yuan, a quarter are still distributed within the Fifth Ring Road.

Although the more you go to the city center, the smaller the average building area of ​​the house and the higher the average house age. The average age of houses in the Fourth Ring Road is overAfter 20 years, the area inside the Third Ring Road was mostly less than 50 square meters. Old, broken and small is what everyone usually calls these listings.

However, this at least provides some options for buyers who are willing to sacrifice other living conditions for geographic location.

Of course, in a limited budget, it is very difficult to have both a central location and a large house. If you want to live in a big and new place, you can only run outside the fifth and sixth ring roads.

In the huge city of Beijing, if it takes a few hours to go to work in the city, that is indeed an unbearable burden in the life of a worker. Therefore, the proximity to the subway and the inconvenience to work have become a very important factor.

Where can 3.5 million buy?Can you achieve a “happy” commute?

In Beijing, where rail transportation is developed, the subway is the main way of commuting. So we calculated the time required for these 3.5 million listings to reach the nearest subway station.

Generally speaking, if you live in the second ring road, the house you bought is less than 20 minutes from the nearest subway station. However, outside of the second ring road, the subway convenience of these houses dropped significantly.

By the third ring road, there are already more than 60% of the 3.5 million houses that require us to walk for more than 20 minutes to walk to the subway station, and the proportion outside the fifth ring road has reached 74%. If you go outside the Sixth Ring Road, a quarter of the houses are more than 40 minutes away from the subway station.

Imagine that when you have worked so hard to buy a house, you have to get up early every morning when you go to work and get up early to grab a shared bicycle and crowd a bus to get on the subway. I finally slept for a few hours, and finally exhausted my energy for a day before getting on the subway. Or, simply buy a carCar when A means of transportation, even if the lottery is successful, you have to feel the number of cars in the big cities every day before going to work.

So, considering the happiness index at work, in addition to “close to the subway”, we have added the concept of “happy commuting circle”.

According to the number of office buildings within three kilometers of the surrounding area, the Shell Research Institute found 30 subway stations with the most developed business functions in Beijing. With these subway stations as the center, draw a circle with a radius of 5km, and the listings that can be included in these circles, we think it has entered the “happy commuting circle”.

It can be seen intuitively from the map below that the east side of Beijing City is more friendly to the workers. More specifically, near the 7 subway stations, including Shuangjing, Guomao, Dawanglu, and Guangqumen, there are more than 800 houses for sale in the “Happy Commuter Circle” of more than 3.5 million.

If you go to Haidian to the west, Zhichunli, Zhichun Road, Haidian Huangzhuang and Renmin University near Zhongguancun, there are very few options within 3.5 million. There are only 43 optional rooms in the “Happy Commuter Circle” of Haidian Huangzhuang. source.

For buyers who don’t want a baby for the time being and care more about the living experience, the east side is definitely a more suitable choice.

Easy to work, new and big”Where is the house in the dream?

Working closer, bigger, newer, and cheaper, the desire of buyers is always simple with a little fantasy. So a closer, larger and newer “ideal housing”Where is it? p>

Among the above 30 popular business sites, due to the small distance between some sites, there is a large overlap. We further selected five business centers in Beijing in different directions-China World Trade Center, Wangjing, Financial Street, Zhongguancun and Xier Flag as an analysis point, there are 1395 sets of houses with a total price of less than 3.5 million available for selection in the happy commuting circle of 5 kilometers around these locations.

If the 1395 homes are added with the restrictions of “building age less than 20 years” and “area greater than 70 square meters”, there are only 7 available homes left. These houses located in Jiajing Tiancheng, Yuanyang Business and other communities can be described as ideal homes for workers. But basically when you read this article, they may have already been bought.

Considering the actual situation, we appropriately relax the house age and area conditions and reduce the screening criteria to “house age less than 30 years” and “area greater than or equal to 60 square meters”-there are only 104 available houses. And these 104 units are concentrated in the vicinity of China World Trade Center and Xierqi, and there are less than 10 units meeting the conditions around the other three business centers.

There are 46 sets of 3.5 million houses in the happy commuting circle, 60 square meters or more, house age no more than 30 years, mainly concentrated in Gaomiao Village in the north, Shilibao East Lane, and Shimen East in the southeast. Road, and Jinsong in the southwest. Among them, there are more housing estates in Ganluyuan Nanli, Baihuan Garden, Baiziwan Homeland and other communities.

The “ideal houses” that meet the conditions near Xierqi are more distributed in Huilongguan, Longhua Garden and Dongcun Jiayuan near East/West Street.

However, the choice of 100 sets is still a bit small, so we continue to relax the area requirement to “not less than 50 square meters”, and the age requirement remains unchanged. The results show that the number of “good houses” meeting the conditions has expanded to 366 set.

Among these 366 homes, Financial Street and Zhongguancun still have not broken through single digits, with only 8 and 7 units respectively. There are relatively more surrounding areas such as Guomao, Wangjing and Xierqi-especially Guomao, which has reached 221 sets.

Extras around China World Trade CenterIn addition to the sectors just mentioned, Jintai Road, Qingnian Road, Sihui, Xidawang Road and other areas also have a lot of choices for good housing, including post-modern city, Fuhua Jiayuan, Kangjiayuan and other communities.

For Xierqi, you can find more in Longze and Xierqi Avenues.

Although there are not as many “good houses” near Wangjing as Guomao and Xierqi, there are only more than 40 sets, but they are in Nanhu Park on the north of Siyuan Bridge and Huajiadi Beili near Fangyuan West Road on the east. , Fangyuanli and other communities can still try to pick up the leaks. In addition, there are also a small number of distribution in the Mananli community near Cui Gezhuang.

After analyzing so much, in the final analysis, in a mega-city like Beijing, you can see layers of magnificent buildings, the ring network extending in all directions, and the bustling flow of people, but behind the prosperous one has to make trade-offs. Tangled and hesitated.

The location, size, age of the house, as well as the house type, orientation, or school district that we have not taken into consideration are actually directly linked to the budget. Given a certain budget, we have to lower certain requirements to increase the overall happiness index.

Although everyone is well aware, if the total price budget of 3.5 million can be increased to 5 million, more housing can be selected more elegantly. But buying a house itself is a “doing a dojo in a snail shell.”

The 3.5 million house purchase series is to find the most suitable home for you who are struggling to raise 1 million down payment in the first-tier cities with pavilions, towers and pavilions.