The reporter learned from the financial management department and several banks that the new scale of real estate loans in June was significantly higher than that in May, and increased month on month for two consecutive months. It is estimated that the new real estate loans in June exceeded 150billion yuan, an increase of 250billion yuan compared with that in May, including 100billion yuan more real estate development loans and 150billion yuan more personal housing loans. Real estate financing showed a warming trend< Br > < div class= "contheight" > < / div > from the perspective of real estate sales, the latest data released by the National Bureau of statistics showed that from January to June this year, the year-on-year decline in the sales area and sales amount of commercial housing was narrower than that from January to may, showing a positive signal. According to the monthly data, the monthly sales in June continued to rise, and the sales area and sales amount of commercial housing increased by 65.8% and 68.1% respectively, continuing the warming trend in May< Br > < div class= "contheight" > < / div > at present, under the premise of “no speculation in housing and housing”, all regions continue to strengthen the implementation of policies and measures to stabilize the real estate market. In June, the real estate market showed signs of recovery, and many cities have taken the lead in warming up. It is worth noting that banking financial institutions have also increased their credit support to rigid demand groups in terms of loan down payment ratio and interest rate. At present, more than 90% of mortgage loans are first home loans< Br > < div class= "contheight" > < / div > according to Lou Feipeng, a researcher at the postal savings bank, as the epidemic was brought under control in June, the backlog of housing demand among residents during the epidemic was released. At the same time, the implementation of policies such as reducing housing loan interest rates in the early stage has reduced the cost of residential housing loans and jointly promoted the recovery of new housing loans. Wen bin, chief economist of Minsheng Bank, also said that with the superposition effect of positive policies gradually emerging, the medium and long-term loans of new residents in June remained at a high level< Br > < div class= "contheight" > < / div > recently, the delivery of real estate in some cities has been delayed, and the owners of suspended projects have issued “Notice of compulsory loan suspension” on the Internet, which has attracted market attention. For the owner’s appeal, the reporter consulted Tang Chunlin, a senior lawyer. “Considering the economic cost and the time efficiency of legal proceedings, compulsory loan suspension is not the best solution. Supply interruption is not supported in law, and it is not cost-effective in economy. For home buyers, choosing rational negotiation may be a more effective path.” The lawyer responded< Br > < div class= "contheight" > < / div > recently, the head of the relevant department of the China Banking and Insurance Regulatory Commission said that the next step would be to strengthen the coordination with the housing and construction department and the people’s Bank of China, support local governments to actively promote the work of “ensuring the delivery of buildings, people’s livelihood and stability”, do a good job in relevant financial services according to law and regulations, and promote the virtuous cycle and healthy development of the real estate industry. The reporter of the financial times learned that with the joint efforts of relevant departments and real estate enterprises, many real estate projects involving shutdown risks have been under normal construction, and some have welcomed the news of resumption of work < br > < div class= "contheight" > < / div > for the development of the real estate market in the next stage, Zhou Maohua, a macro researcher of the financial market department of Everbright Bank, said that the domestic real estate industry is stable. Due to the large differences in the regional real estate market, according to the supply and demand of the real estate market and the regulatory requirements of the local government, all localities support rigid and improved needs due to urban policies, support the reasonable financing needs of real estate enterprises, and promote the virtuous cycle and healthy development of the real estate industry< Br > < div class= "contheight" > < / div > in the view of industry experts, the policy of stabilizing the economic market has been effective, the superimposed epidemic situation has gradually improved, and the accumulated demand has begun to release. As the sales side and financing side continue to show signs of recovery, the funds in place of real estate enterprises are improving at the same time, and the recovery process of the real estate market will be accelerated< Br > < div class= "contheight" > < /div> (original title: signal: real estate financing shows a warming trend)