This article is from WeChat public account:Total Sugar (ID: clairetangmedia), author: overall total sugar, cover: vision China
This article is a recent reflection, the conclusion is simple:
Don’t be greedy, keeping money may be more worthy of your attention than making money.
Looked at a lot of information, news, and old news, and accidentally wrote a financial science research report. It takes 7 minutes to read, and it’s not a good thing to say. If you don’t want to save it recently, you don’t have to look at it.
If you are interested in the logic of information flow and money flow, I suggest you take some time and read it slowly.
There are two main issues discussed:
1. Why are we like today, and the young people of the United States in the 1920s 100 years ago?
2. The smartest person, why is it going bankrupt like us?
After all, the double eleven is coming again. It’s really hard to keep the brain awake in a time when a media star network has become a TV shopping guide and advertising is better than a movie.
Yesterday, International Monetary Fund
There are two recent news, and together they have a deep sense of naked swimming:
The first is Rong 360’s latest “Research Report on Consumer Trends in the Post-90s”. The average debt after 90s is 127,900, and the debt ratio of the group is as high as 1850%, accounting for 43.48% of the consumer loan group. The proportion of loan users is nearly 30%.
The second is that Jia Yueting took the initiative to apply for personal bankruptcy reorganization in the United States on October 13. At the same time, LeTV.com announced on the evening of October 14 that it expects a net loss of 10.197 billion yuan to 10.02 billion yuan in the first three quarters. The loss was 151 million yuan – 1.56 billion yuan. The company is currently actively asking Jia Yueting to be responsible for the related debt problems of listed companies, and to effectively solve the actual debts it poses to listed companies.
As American economist Henry Kaufman said:
“There are two kinds of people in bankruptcy, one does not know anything, and one knows everything.”
001 A hundred years in the world, the animals have not changed
Ant Jinfu and Fidelity International’s “China Pension Prospects Survey Report” show that this young man is really poor.
It is reported that there are 45 million people who open ants after 170 million 90. That is to say, one out of every four people uses flower buds, and flower buds have become bankrupt sisters of young people.
When the double eleven, the flower buds give the user a crazy amount. In 2017, the average amount of each flower buddy user is 2,200 yuan, which means that on the day of “double eleven”, the ant flower buds will add at least 80 million users. A credit line of 176 billion.
Finally, after the double 11th, the young people went bankrupt.
When you are filled with greed, all kinds of the latest financial services will smile behind you.
In the five years since I graduated from school, I really have a hard time saving money. Of course, I also felt that a lot of it was worth spending.
I remember when I first went to CCTV, the salary was actually very low, but I also gave myself the latest iphone at the time.
Before confirming this job, because my school is in Shanghai, there is no ready-made accommodation for internship in Beijing. I have to do two internships and scholarships to pay the rent.
The seemingly glamorous central media internships often have no wages.
Because Beijing, Shanghai and Nanjing have possible job opportunities, I often run three cities for interviews at my own expense within one year before graduation.
A girl who just graduated, she feels that she should have the “standard” travel, bags, clothes, shoes, make-up skin care products and coffee.
I thought at the time, I worked so hard, got money to embrace the world, invest in myself, save time, what is wrong?