This article is from the public number:Really called Lu Jun (ID: zhenjiaolujun0426), The title map is from: Visual China
In the recent past, the topic of Hegang’s house has been fired again.
The coincidence is that just a few days ago, I had a friend, Lao Xie, who was a Hegang person. I bought a house in my home a few years ago. After 5 years, I went around and now I have to go for some reason. The house was sold.
Old Xie said that the most wrong choice he has ever made in his life is to buy a house in his home Hegang, because after so many years, Hegang’s house is still the original price, but most other cities have risen. A lot.
In the matter of buying a house, the choice is more important than the effort. This is the most profound understanding of Lao Xie.
01
In the eyes of many people, Hegang’s house price is like this:
Hegang’s house price seems to represent the lowest land in China, and since the beginning of this year, Hegang’s low house prices have been raging throughout the country. Every time when Xie said that he is a Hegang person, there will always be people who will invest. A strange look at him.
Then generally ask two sentences, Hegang is not very cheap to buy a house, is not happy to live in Hegang.
At the beginning of other people’s questions, he also answered with great patience, but when asked more, Lao Xie was a little impatient. He could obviously feel the curiosity of others. You are actually warm and cold. Ok, it’s good or bad, but it’s not related to them.
Now you ask Lao Xie again, he will not tell you that he is a Hegang person. He directly said that he is a small place in Heilongjiang. If the other party asks again, he will say that he is Jiamusi.
A well-intentioned lie can often save both parties a lot of timeStrong>, also avoided some embarrassment, Lao Xie feels this is quite good.
Lao Xie is Shanghai from 2010. He worked in Hegang for a few years first, but there is really no suitable, so he came back to Shanghai. The reason why he didn’t go to Beijing is that he was Shanghai read the book, Some friends are here, you can gather on the weekend.
After working in Shanghai for a few years, I returned to the Spring Festival in 2014. Since there are no targets, my parents are urging marriage, and then we have to prepare for marriage. So, like many others, Lao Xie is in his hometown Hegang. The city bought a house, both as a wedding room, and is also a bottom for your future life.
The name of the community is Xinyuan Garden. It was built in 2008. The house at that time was really cheap, about 3100 yuan/m2.
Old Xie bought 130 flats. Because he worked in Shanghai and didn’t have time to renovate, he bought second-hand hardcover, about 400,000.
My work has accumulated some money for so many years, and my parents have supported it again. So I bought the whole set and I didn’t have a loan.
Now many investment experts say that you must borrow money to buy a house. If you want to use sufficient leverage, you must cherish the number of first-home loans.
But in fact, for Lao Xie, the matter of buying a house is very simple. It is a little closer to the parents. It is more convenient to live in the future. It doesn’t matter if the loan is not loaned. After all, the total price is there, even if it is a loan, There is not much money, and it is very troublesome to go back and forth.
5 years later, when Shanghai’s housing prices have already made 90% of the country’s people unattainable, when the price of Suzhou Park rides red, Lao Xie can’t help but ask about the price of his current house price, 3500 yuan / M2.
In the past five years, the house price has risen from 3,100 yuan to 3,500 yuan, and the house of 130 flat has risen by 50,000 yuan. If you manage money, 400,000 yuan of cash, annualized according to 4% calculation It is about 16,000 per year, and it is 80,000 in 5 years.
In other words, the old Xie bought this house, nominally weak increase is actually underperformed CPI, 400,000 down, lost 30,000.
Of course, there are indeed 70-square-meter houses on the Internet that sell 50,000 yuan, and each square is a few hundred yuan, which is more common, but basically it is a relatively remote small property house, and there is It will take many years to get a real estate license.
There are not many people in the center of Hegang, let alone so remote. If you live there, even if you are on vacation, you will actually be bored.
Old Xie said, maybe you really can’t really understand that there is a kind of boring called to see through life, but if you live in a house of Hegang 50,000 yuan, maybe you can slowly Go through the life.
Because you live here, you can see your life, and you really have nothing to watch.
02
Lao Xie sold the house of Hegang this time. In his own words, there is no disappointment. Only regret, regret is how it will be bought here or why it is sold now.
First of all, for Hegang natives, Hegang people do not have any real estate awareness, because housing prices are really difficult to rise.
When the 500-square-meter house was sizzled on the Internet, the locals were already eccentric, because 5 years ago, the remote area was basically the price, so many years have not been used. How to go up.
A lot of big sisters are saying that house prices are moving, from the first line to the second line and then to the third and fourth lines, but the wave of the big city in 2016 has not fluctuated to Hegang until now, I am afraid that later Will not fluctuate again.
The best school district in the best location in the city center is about 5,000 yuan / m2. In addition to these few high-quality dishes, most of the better house prices are between 2000~3000 yuan/m2.
Because it has not experienced the driving force of the upswing, the Hegang people actually have no real estate investment awareness. If you only want to stay in this city, then buy a house later and buy a house earlier. In fact, there is not much difference.
Even because of the lack of migrants, the occupancy rate of Hegang is also low, that is, you really have a hard time renting out the house
However, please note that although the total cost of holding a house in Hegang is very low, but because heating is involved, heating costs are required, heating time is from mid-October to 4 At the end of the month, according to 25 yuan / m2, the house of 130 flat is almost 3250 yuan.
This kind of expenditure is actually quite expensive compared to local wages.
But the old house of Lao Xie’s parents does not need to pay this heating fee, because the parents are working in the local state-owned coal mines. This fee will be paid by the unit. In the old Xie’s side, a large number of families are Such a scenario.
But Xie Xie can’t enjoy such benefits, high heating costs, for Lao Xie, This is another form of “vacant tax.”
So why many landlords in Hegang are willing to rent the house to you at a very low price, such as 300 yuan or 400 yuan a month. In fact, I hope that someone can afford this heating.
This situation is actually very common.
In addition, as the population of the outflow increases,, during the New Year, there is less and less flavor and atmosphere. Most of the friends are working outside, and it is very troublesome to go back and forth. Not only does it cost a lot, but it also takes a lot of time and is not worth it.
Although there are also places for dinner, such as skewers, but because the locals are more outflowing, there is basically no big popularity.
And Lao Xie also found another phenomenon, Hegang people are buying more and more homes in other cities., and once they buy a house, they often take their parents together. Especially if the settled city is in the south.
Old Xie summarized two points based on the actual situation around him:
First, because Hegang is a resource-based city, it was once one of the top ten coal mines in China. In that year, coal mining was a high-end industry, and the income of employees was very high. The parents of many friends and students were often coal mines. Workers, the unit welfare conditions are good, the monthly wages are almost 4,000 yuan, and the income of local general jobs is only about 200.0 more.
Therefore, Lao Xie’s parents, including Lao Xie’s parents, were very willing to enter the state-run coal mine company in the early stage, and they did not say that anyone can enter, and often have to trust.
Of course, there must be something wrong, because the working environment is poor, many parents will be overdrafted in their physical health problems, often in old age, it will cost a lot of money to treat.
Resource-based cities tend to have a poor environment, so many people flee because of the lack of job opportunities and the overall urban environment.
There is another reason for the old thank you to their parents for going out, is too low temperature.
Generally speaking, in winter, the temperature of Hegang tends to reach minus ten. It is precisely because the temperature is too low, many people suffer from rheumatism and arthritis, and often go to the south in the warmer temperature. .
This is why there are so many people who say that Sanya in Hainan is being occupied by the Northeast, and that the demand for therapeutic accommodation actually accounts for a large proportion.
03
The idea that Lao Xie sold the house has always been there, but it really took 5 months to implement it. That is to say, this house has been hung up for 5 months before it is sold. Only seven or eight people have seen the house.
Old Xie said, fortunately, his school district is not bad, otherwise it is very likely that he will not sell. He has a friend who has a house in the outskirts of Hegang, selling 2,000 yuan/m2, hanging up. Nearly one year, I couldn’t sell it, and I didn’t even have a few calls.
Old Xie is very fortunate to say that fortunately, the house he bought has risen a bit, he has veryOther communities bought by many friends, because the location is poor, The total price has dropped by 50,000 than four or five years ago and no one has bought it.
There is a remorse for buying a house early. Such examples are common in cities that lack industrial support and population inflows.
But I didn’t think of it. I also reminded me that Hegang was back in 2005. Because of the coal resources, the overall development of the city was particularly fast, and the urbanization rate was 80.59. %, while the national average urbanization rate was 42.99%, and Hegang City was 37.6 percentage points higher than the national average.
In 2018, the urbanization rate of Hegang City was about 82.56%, which is almost the same as 15 years ago.
In other words, the new demand of Hegang is very unsatisfactory. The newly added urban population is small, and at the same time it is affected by the shed reform. The local 2~3 suites are very common, and there is almost no endogenous Demand, the outflow population is also very small, and the exogenous motivation is also very small.
04
I finally asked Lao Xie a sentence, What prompted you to sell the house, are you sure you will not regret it?
Old thank you for a few minutes and said:
Going home this year, the neighbors upstairs and downstairs are not coming back. They are also empty in the community. I am a person who likes to be busy. It is just a network cable. It is impossible to satisfy me. The spirit is empty. .
Of course I will not regret it, because I am going to sell Hegang’s house and pay a down payment in the Yangtze River Delta or the Pearl River Delta. I also give myself some pressure. I can feel the vitality here. The last is not good. Then, after a few years, I will return to buy it again, and I will not lose.
Anyway, whether you buy or not, the price of Hegang is there.
This article is from the public number:Really called Lu Jun (ID: zhenjiaolujun0426)