Lacala’s share price continued to fall today.
Lakara’s recent negative news is ridden.
On November 20, according to CCTV.com, Lara Payments Co., Ltd. (hereinafter referred to as “Lakara”)’s Koala Credit Information Service Co., Ltd. (hereinafter referred to as “Koala Credit Information”) was suspected of passing the black production. .
The specific situation is that the koala credit information obtains the interface from the upstream company and illegally caches the citizen’s personal identity information, sells it to the downstream company, causes a large amount of citizenship information to be leaked, and seizes and collects the illegally acquired and stored citizen’s name in the company’s server. The ID card number and photo number are nearly 100 million. The company illegally provided ID card return inquiry for more than 98 million times and made a profit of 38 million yuan.
At present, the Huai’an police in Jiangsu are involved in the investigation. The legal representative of the Koala Credit and the legal person, chairman, chairman, sales and technology of the downstream company Beijing Haige Company have been arrested.
This news directly triggered the decline of Lakara’s stock. On the day of the report, Lacara dipped in the afternoon and closed down to close at 49.29 yuan per share. The market value evaporated by about 2 billion. In the evening, Lakara received a letter of concern from the Shenzhen Stock Exchange.
In the five major issues that the Shenzhen Stock Exchange requested Lakara to respond to, in addition to the Koala credit, it involved a branch of Lacala and related platforms: Lakara Henan Branch arrears more than 8 billion settlements; The company’s easy-to-stage platform is subject to high interest rate lending and violent collection; Lakara has illegally sold POS machines.
Lakara issued a clarification announcement on the Shenzhen Stock Exchange on the morning of November 21st:
1. About “Koala Credit Investigation”: I can’t manage koala
Lakara said that it is impossible to control and actually control the koala credit. The company’s shareholding ratio of Koala Kunlun Credit Co., Ltd. (hereinafter referred to as “Koala Kunlun”) is 32.4%, which cannot control and actually control the Koala Kunlun, nor can it control and actually control the Koala Credit of the wholly-owned subsidiary of Koala Kunlun. . The company has business dealings with the Koala Credit, but there is no use of personal information to conduct business activities.
2. About “The company’s Henan branch defaulted on more than 8 billion settlements for merchants”: nothing to do with me
Lakara responded that the company did not default on any settlements from the merchant. The company’s original partner, Shanghai Wink E-Commerce Co., Ltd. (hereinafter referred to as “Winner”) provides drainage services for merchants through its “Buy Bao” platform. Lacala has been stationed in the “Buy Bao” platform since January 2016. The merchant provides the acquiring service, reporting the arrears settlement mentioned by the Chinese merchants, which is the marketing reward and red envelope return promised by the winner to the merchant, has nothing to do with the company, and the cooperation with the winner has been terminated in November 2017.
3. About “Easy-scheduled platform for high-interest loans and violent collection”: If you don’t have this, don’t pull me up.
Lakara responded that the easy installment loan business is the product of the company of Tibet Koala Technology Development Co., Ltd., and the company is independent of the two companies. According to the feedback from the relevant companies of Koala Technology, the loan of the easy installment loan Collection of strict management system and compliance implementation, to protect user privacy, there is no violent collection of behavior, easy to phased business does not have the slashing, yin and yang contract behavior.
4.About “violation of selling POS machines”: This is not something I did.
Lakara responded that since October 2016, the company has never sold POS machines online, nor has it authorized or allowed any form of outsourcing service to sell POS machines online. The company also found that some lawless elements falsely promoted in the name of the company, solicited business on the Internet, carried out business unrelated to the company, and violated laws and regulations.
In this regard, the company regularly sends letters to the outsourcing service agencies about not allowing online sales acceptance terminals, letters on market behavior constraints, etc.; organizes all outsourcing service agencies to sign a letter of commitment, promises not to violate the regulations, etc.; Violation of publicity and supervision, registration of illegal sales registration accounts, penalties for agents involved in evidence; submission to large-scale e-commerce platforms such as Taobao, Tmall, Jingdong, and today’s headlines, 58 cities, and market-oriented advertising platforms A lawyer’s letter asking him to close the offending promotional link.
In addition, the company welcomes and sincerely invites people from all walks of life to actively report and provide information on suspected online sales company POS machines.
It is necessary to sort out the relationship between Lakara and Koala credit. In general,
It has a comprehensive Internet financial services company “Lakara Financial Group” (under its personal payment, corporate payment, credit, small loans, factoring and other subsidiaries) and community O2O e-commerce company “Lakara Electric The company is jointly established by Youdao Venture Capital, Sun Taoran and Lei Jun in 2005. Its largest shareholder is Legend Holdings Co., Ltd., with a shareholding ratio of 28.24%.
In 2011, Lacala received a payment license from the central bank and became one of the first companies to receive a full-class payment license issued by the central bank. In April 2019, Lakara landed on the Shenzhen Stock Exchange and became the “first share of A-share payment.”
Koala Credit Information is a third-party credit evaluation and credit management agency. It is mainly engaged in the evaluation of credit status of individuals and small and micro enterprises. Currently, it has launched the Koala personal credit score, the Koala merchant credit score, and the Koala personal occupation credit score. And koala corporate credit grading products.
It was established in April 2014 with a registered capital of RMB 50 million and is wholly owned by Koala Kunlun (formerly known as Lakara Credit Management Co., Ltd.), and the largest shareholder of Koala Kunlun isLa Cala.
On January 5, 2015, the central bank issued a notice to allow eight institutions to prepare for personal credit information business. It is regarded as a signal that China’s personal credit information system is expected to open to commercial institutions. Tencent’s credit and sesame credits are among them.
As of press time, Lakara’s share price continued to fall, now at 47.45 yuan.