Formula
Insurance customers come from all over the country. It is difficult for most insurance companies to provide services to one or two insureds in a relatively remote area. Therefore, these people will mainly subsidize money. For regions with a large number of product purchases, insurance companies may purchase services for the insured from the local area.
Reference to this article: Research report of Taibaolian Health Insurance, “China Commercial Long-term Care Insurance Development Model and Practice Research Report”, Research Report issued by Dr. Chen He, School of Public Health, Peking University Special thanks to the paper “The Issues and Inspirations of the Origin Structure of the American Long-term Care Insurance System”