This article comes from the WeChat public account: Extremely Youtiao (ID: ffyoutiao) , author: fermented bean curd children, from the head of FIG: IC photo
High assets
A recent survey has caused netizens to shout at the back of the country.
This survey is the research group of the Urban Resident Household Assets and Liabilities Survey of the Statistics Department of the People ’s Bank of China in the middle and late October 2019 in 30 provinces in the country (Autonomous Region , Municipalities) survey of assets and liabilities of more than 30,000 urban households.
The netizens will react like this, because the conclusion of this survey is too counter-intuitive. The survey showed that the average value of total assets of urban households was 3.179 million yuan.
The reader friends who see this number may murmur. Is it not very common for families with more than 3 million assets to be around themselves or around them? Reader friends who have statistical knowledge will also realize that when they see the “average”, are they “averaged”?
It may be possible, but in this report, the median of total assets of urban households is 1.63 million yuan, which seems to be too high.
Friends of readers with statistical knowledge may realize this time that the survey statistics may be biased estimates. For example, the urban housing ownership rate of this survey reached 96.0%, which is a bit high.
The housing ownership rate in China has always been a metaphysics. In 2012, China’s first “China Household Finance Survey Report” mentioned that the country’s own home ownership rate was as high as 89.68%.
This conclusion also caused a lot of controversy in that year. Many people suspected that the housing ownership rate in China was not so high. For this reason, one of the authors of this report explained this way:
“Cities are the national average, and more than 90% of households in rural areas now have houses, so on average, only 85% to 86% of cities own houses. We have based on households owned by international survey agencies Definitions, there are several situations in which we feel that we do not have housing, but we count him as housing. One is the separation of human housing; the other is nibbling the elderly. “
That is to say, the rural residents who almost have houses have also raised the housing ownership rate. In 2012, the urban residents’ housing ownership rate was only about 85%. Within 7 years, the urban residents’ housing ownership rate increased by 10 percentage points to 96%.
Also at the time, the algorithm for deriving the home ownership rate as high as 89.68% was Some people do not have a house, count them as having a house . What he said is also very clear. For example, I am almost thirty years old and have not gotten a family. So no matter if I go to work in another field or live at home, I still have to count with my parents. Some rooms are parents’ houses.
Whether the current survey of urban households ’household assets and liabilities is the same as the 2012“ China Household Finance Survey Report ”above, which counts all those working in the field and those who are eating at home as houses. Only then, did the figure of urban residents’ housing ownership rate reach 96.0%?
I think it is very possible. After all, China ’s floating population in 2018 was 241 million, of which less than 180 million were migrant workers , which means that excluding migrant workers, the number of migrants with urban household registrations exceeded 60 million in 2018. It is impossible for these 60 million people to be counted among 4% of urban residents who do not own houses.
So now this urban household household asset liabilityThe situation survey is a biased estimate of the family assets of Chinese urban residents. The bias is still the richer group of urban residents. In the same city, families who have houses in the city and families who come to work but do not have houses , Their wealth accumulation and happiness are very different.
Low income
Recently, there is another report that has been heatedly discussed, that is, the 45th “Statistical Report on the Development Status of China’s Internet”, a figure that has attracted attention is that more than 70% of netizens have a monthly income of less than 5,000 yuan.
Combined with the above-mentioned urban household household assets and liabilities survey, the whole thing becomes unpredictable: on the one hand, the average value of the total assets of urban households is 3.179 million yuan, on the other hand, more than 70% of netizens have a monthly income of less than 5,000 yuan .
Of course, the survey of netizens can only reflect the situation of netizens, and the expansion to the whole country is also a biased estimate. Moreover, the “Statistical Report on the Development of China’s Internet” also mentioned that among the professional structure of Internet users, students account for the highest proportion, up to 26.9%. And the majority of them are underage students, because in terms of the age structure of netizens, those under 19 account for 23.2% of the total netizens.
The vast majority of them do not make money.
Compared with people who work, the student population has more leisure time and is younger, so it is more likely to accept the Internet, become an Internet aboriginal, and spend more time and energy on the Internet. The Chinese network is largely a voice channel for these people.
However, although the proportion of students is the highest, it is only just over a quarter, and there are a large number of netizens with a monthly income of less than 5,000 yuan that cannot be explained by the students. Moreover, there are more than 900 million Chinese netizens. Although the use of Chinese netizens to estimate the overall situation of China is biased, the deviation will not be particularly large.
It is reasonable for more than 70% of netizens to earn less than 5,000 yuan in monthly income. The National Bureau of Statistics ’income data last year can reveal this.
According to the data from the National Bureau of Statistics, last year the per capita disposable income of residents was 30,733 yuan, which was converted to more than 2,500 yuan per month; last year, the per capita disposable income of urban residents was 42,359 yuan, which was converted to more than 3,500 yuan per month; last year, rural residents The per capita disposable income is 16021 yuan, which is more than 1300 yuan per month.
So more than 70% of netizens with a monthly income of less than 5,000 yuan are quite real