You can check your payment points by entering WeChat wallet.
Editor’s note: This article is from Interface News, author Lu Keyan.
Photo source: IC Photo
Recently, the WeChat payment point has been officially opened, and users can directly inquire and use the payment point to obtain the non-custodial service.
Currently, WeChat users directly open WeChat>I>Wallet to check their payment points. Similar to Alipay’s Sesame Credit, at the beginning of each month, WeChat will conduct a new round of evaluation of each user’s payment points based on the three criteria of identity characteristics, payment behavior, and credit history.
WeChat claims that as long as the score meets certain requirements, you can use more than 1,000 credit services on WeChat, including shared rentals, travel transportation, shopping and entertainment, life services, accommodation and other life scenarios.
Taking shared rentals as an example, users can rely on payment points to rent dozens of items such as charging treasure, medical equipment, and 3C digital. At present, mainstream shared charging treasure brands such as small electricity, monsters, street electricity, cloud charging bar, and incoming calls have all been connected to WeChat payment points.
It is reported that there are more than 1,000 services such as Didi, Pinduoduo, Tongcheng, Zhuanzhuan, Jingdong Express, Huazhuhui Hotel, Spring Airlines, Ctrip, Wanda Hotel, and Meituan Taxi to support WeChat payment points, WeChat Users can use this to realize services such as online car-ride and then pay, check-in at the hotel free of charge.
WeChat users can choose to turn on or off payment points independently, and it is free to start the process.
In some merchants, users can also use “WeChat Pay” to separate the “First Enjoy Card” to enjoy the discount without using a membership card or recharging in advance, and can withdraw at any time.
In fact, WeChat quietly launched the payment sub-service as early as 2018, but it has been in a small-scale internal testing stage. In August last year, Geng Zhijun, vice president of the WeChat business group, said in an interview with Interface News that WeChat payment has saved users more than 10 billion deposits since the launch of WeChat payment for 3 months. After the merchants in various industries access WeChat payment points, the industry bad debt rate 91% reduction.
Compared with the sesame credit points launched by Alipay at the end of 2017, the WeChat payment points appear to be more cautious. Geng Zhijun once said that the WeChat payment team is more inclined to gradually accelerate the pace of opening up after finding more scenes.
At present, payment points have been fully opened to users. WeChat said that with the increase of partners, payment points will also expand more use cases.