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Integrate a week of interesting fitness news and fitness at home and abroad.

Editor’s note: This article is from WeChat public account “GymSquare refining” (ID: GymSquare ), author of the editorial department of GymSquare.

There are three core topics in this issue:

• Weibo English is a fitness staging risk warning,

• Keep retail offline store,

• And, some fitness news.

Weibo English Crisis, is a fitness card staging risk warning

The same as the prepaid format, the risk of education staging, and the risk of fitness staging are strongly analogous.

Although Weibo English belongs to the field of education, this domestic head English training institution, The “closed shop storm” caused by the education stage is a risk precursor for the gym stage.

In the near future, 7 stores of Weibo English and Beijing have all been closed. At the same time, there have been cases of closing stores in Chengdu and Tianjin. This has more than 200 stores in more than 60 cities across the country. The company’s history of more than 20 years of education and training institutions is experiencing the biggest crisis in the company’s history.

Among them, one of the sources of the storm is the source of training fee income for Weber English, and the number of installment orders accounts for 80%. Jingdong white strip, the small full of rich flowers and Zhaolian consumer finance, etc., is heavyThe necessary phased cooperative financial institutions.

■ Weibo English

The large amount of prepaid training fees has increased cash flow for Weber English. But like the gym, course products have a long lead time, and most of the prepaid training costs are liabilities. The emergence of operational problems has magnified the problem of the debt itself.There is ultimately a loss of the rights of the consumer installment users:The educational institution has closed down, but the installment payment still has to be paid.

In terms of industry attributes, Weibo English’s staging risk is almost the same as the gym’s risk.

As a service provider, financial institutions have reduced the purchase threshold of education installers (student) through the borrowing of funds, and improved the efficiency of the training institutions. But the core of lending is the financial institution’s control over the training institutions and student risks, and the risk control of the organization is more core.

For example, the investigation of the past business operations of educational institutions, the judgment of company assets and cash flow, including the judgment of the authenticity of the transaction.

Weibo English’s staging risk, is essentially determined by the risk of the educational institution’s large prepayment model. The pre-paid model of the educational institution itself increases the risk of running the education institution itself. The leverage of the education stage is to increase the risk of borrowing in the prepaid mode, making the educational institution more risky to close the store. .

Classical fitness card staging, A gym that relies more on cash flow than educational institutions, its own anti-risk