Industry insiders speculate that it may be related to the crawler’s improper access to user information.
According to the first consumer finance news, on the morning of October 21, 51 credit cards were raided by the police, and local police in Zhejiang rushed into the office building in Xixi Valley, Hangzhou. From the live video sent by a senior executive of a financial technology company in Hangzhou, the police cars gathered at the scene. According to financial media reports, several employees of the company were taken away and 12 police cars were filled.
In this regard, 51 credit card officially announced that: “The company’s business operations and financial status remain normal and sound. The company’s board of directors unanimously condemned such misconduct, and retained the lawsuit Right.”
51 credit card housekeeper official microblogging screenshot
Before, a screenshot circulated on the Internet showed that a bank sent a letter to 51 credit card, saying that the bank found through technology monitoring that 51 credit card crawled the user information of the bank through the crawler program, but the bank did not contact 51 credit card. Sign the relevant written authorization, consent or default 51 credit card to obtain the user’s personal information from the bank’s system and business process.
Source: Weibo screenshots
The insiders speculate that the police intervention may be related to the illegitimate access to user information by the reptile program. Currently, the news has not been further confirmed.
According to the official website, 51 credit card is a credit card management tool and financial service platform developed by Hangzhou Enniu Network Technology Co., Ltd. The company was founded in 2012 and listed on the Main Board of Hong Kong in 2018. It includes a variety of APPs including “51 Credit Card Manager”, “51 Personality” and “51 Personal Loan” to provide users with personal credit management services and credit card technology services. One-stop personal financial services for online lending and investment services. The company is CEO by Sun HaitaoYang Zhiyu is the co-founder.
According to the results of the first half of 2019 released by 51 credit cards, as of June 30, 2019, 51 credit card butlers under 51 credit cards had 83.4 million registered users, and the operating income in the first half of the year exceeded 1.4 billion, a year-on-year increase. 9.8%, net profit of 309 million yuan, an increase of 12.9%.
At present, 51 credit cards have been suspended from trading on the Hong Kong Stock Exchange. As soon as the news was investigated by the police, 51 credit cards plunged in the afternoon and fell nearly 40% before the suspension.