Buying a home does not have to be associated with returning home. What it needs is to set aside emotions, calm down, and be responsible for an asset you will have in the future!
Editor’s note: This article is from WeChat public account: Bearded room, (ID: dahuzishuofang ) , author: bearded, said room, an authorized reprint
People, the more you grow up, the more you are homesick, the more you want to be a home.
In China, home is where everyone feels most attached and safe. And a hometown property often becomes the part of the “home” in the convention.
Buying a house in my hometown is the goal of countless wandering wanderers who have been resting in their hearts and working hard for it.
The Spring Festival is approaching, and many vagrants who have been struggling for years have gotten a set of home money. They engraved Ronggui’s hometown in the heart full of homesickness, and prepared to return home with the most excitement.
However, people who travel a hundred miles often spend half or ninety. They spend all their energy on how to make money to buy a house, but ignore the importance of buying a house in the last ten miles.
Returning homes without screening, excited by feelings, often has a very irrational impulse and will suffer a lot.
01
Why is it irrational to return home?
With regard to the tide of returning home buyers during the Spring Festival, major developers are already familiar with the marketing of this node.
Changing clothes at bus stops will make you feel the warmth of your hometown.
Online help small ticket grabbing activities to help you solve the most urgent needs of the Spring Festival.
The train station welcomes you in a neat and uniform way, and is accompanied by a free shuttle bus to take you through the corners of your hometown
Gold sentence posters and warm heart videos take turns to strike, as if you have integrated the project real estate with your home.
These popular marketing methods do have a temperature, which can make people feel nostalgic tears.
But think calmly, no matter what kind of marketing, what stands out is your sense of belonging to your hometown, and then pass on the trust in the project real estate, and finally make consumption decisions.
No regional potential analysis,
No subsequent appreciation analysis,
No future change of analysis.
All the selling points depend on feelings. It was a bit like being touched by the words on the bottle of Jiang Xiaobai Liquor. I bought a bottle in anger and found it not so delicious.
When you are interested in buying a luxury home with a “return home discount”.
Maybe later,
It is located in a small county town on the 18th line. The local economic development has stagnated and the property has entered a depreciation channel.
It is located in the new district just planned, and it has not waited for many years, like moving into a ghost town.
Citizens around it are all “new house cancer”. When this house needs to be changed hands and realized, it cannot be sold at all.
. . .
However, when you swipe your card, you have forgotten everything.
So what should we think about when we return home?
02
Did you really study it carefully, did you return home?
I asked a lot of friends and looked for a lot of information. There are five major reasons for the so-called return home:
1. I have no room to get married, I just want to give her a home
2. Afraid of the devaluation of money in your hands, hurry up a car
3. Why do I fall behind when my classmates buy a house and a car?
4. How many years have your parents suffered? You also need to buy a suite for them.
5. Yi Jin returned to his hometown, Yi Jin returned to his hometown. There is a big house in his hometown, and he can’t live without it.
Of course, there is a common premise in all of this, that is, house prices in big cities are too expensive and hometowns are cheap.
Based on the above 5 + 1 reasons, returning home ownership seems to make sense, but if you compare real estate across the country as a dimension, think again. Is the necessity of returning home really big?
China has only 25.8% of the population in first- and second-tier cities, and most people’s hometowns must be third, fourth, fifth, or county towns.
The third and fourth tier cities and counties face triple pressure from population inflows, economic growth and policy support, and there is little room for house prices to rise. If it is not a strong need for self-occupation, it is really not necessary.
(Obviously, the population growth in third- and fourth-tier cities is small, and there will be insufficient buyers in the future, and house prices will not rise at all)
Historical experience also proves this trend. 2015-2019.11, based on the increase in second-hand house prices in 70 cities of the National Bureau of Statistics, the highest increase in Shenzhen 60.1% ↑; Hefei 60.5% ↑; Guangzhou 47.2% ↑; Nanjing 45.9 % ↑ and Hangzhou 44.3% ↑ are both first- and second-tier cities, while the lowest increase is 3.5% in Jinzhou; Mudanjiang 9% ↑; Zhanjiang 11.1% ↑; Guilin 12.1% ↑ and Baotou 13.0% ↑, both are third- and fourth-tier cities.
In fact, the essence of returning home is to choose your own hometown as the target city and allocate real estate.
In addition to feelings, there is a logic of choosing a hometown, that is, a sense of familiarity, that is, only understanding the home in the hometown. Because there are other cities of the same price in the country, you may not know at all.
So just buy one at home.
If you can break through the inherent thinking, open your eyes and look across the country, you may once again regain your idea of returning home to buy a house.
The average price of a house in Yinzhou, a fourth-tier city, is 14,600 yuan per square meter, while that of Huiyang, which is near Shenzhen, is 13,200 yuan per square meter. Which place, you say, is more cost-effective?
Isn’t it a good idea to replace the return home with the first line?
Let’s consider the top five reasons for the beginning of this paragraph.
Buy a house and get married. If you buy a house in the ring, you can get married and continue your career in the first-tier cities.
Buying a house is anti-inflation. It is obviously a fallacy to use empiricism to determine that a home in your home can resist inflation. Small cities with real strength still have to be in the first-tier metropolitan area.
If you buy a house without losing your classmates, the key lies in the house, not the ground. If you buy a house with greater potential for appreciation in the future, see who wins and who loses.
Buy a house for your parents. In fact, even in your hometown, when you receive your parents in the newly purchased commercial house, your parents have already left the original living environment. They will leave anyway. It is better to take them to your struggling side. Not a better choice.
When you buy a house, you have a face. You must remember that the happiness that face brings is short-lived. Whether wealth can increase in value is the source of long-term happiness.
In short, if you want to go back to your hometown, then there is nothing to say. If you just go home and buy a house, I advise you to think twice.
03
If I do n’t go home, where can I buy it?
At present, three of the most promising first-tier cities in China go north and deep, and there are many surround satellite cities worth buying. However, Huiyang, Linshen, has the highest value now, and it is also a place that Mr. Li has been very optimistic about.
Nine reasons for reference:
1. Shenzhen has less land and more people, and the spillover demand is greater than the other three first-tier cities.
2. The average price of Taicang, Kunshan, Jiashan in Linhu, Yanjiao and Sanhe around Beijing all exceeded 15,000, and the average price of Fenggang in Linshen also exceeded 20,000. At present, only Huiyang has an average price of 10,000. More than 3, still in a price depression.
3. Beijing and Shanghai have settled down strictly and their populations are stable. However, Shenzhen has adopted an open strategy of “coming to Shenzhen”, and the population will maintain rapid growth in the next ten years.
4. Shenzhen has reached the end of the geography all the way to the west, and the housing prices in the western part of the country have already caused a lot of headaches. If Shenzhen wants to retain more talents, it can only increase the development of the eastern part. Huiyang is one of the beneficiaries.
5. The extension of Shenzhen Metro Line 14 to Huiyang has been written into the official “Plan”. Once the construction is started, it will definitely benefit the Huiyang property market.
6. Huiyang’s geographical location is just between Shenzhen and its enclave Shenzhen-Shanshan Cooperation Zone, which connects the two places while undertaking economic radiation from the two places.
7. Compared with other cities, the Greater Bay Area has a unique climate advantage.
8. Get on the car, unlimited purchase.
9. Shenzhen ’s land development exceeds 50%, surpassing the international line by 30%, and there is a need for additional land. Next year will be the 40th anniversary of the establishment of the SAR. Will there be a package?