More and more cities have introduced new policies on housing provident fund, which make it clear that immediate family members can draw housing provident fund to pay for house purchase or repay housing loans, and implement the “one person helps the whole family to buy a house”< Br > < div class = "contheight" > < / div > according to incomplete news statistics, at least Shaoyang in Hunan, Chaozhou in Guangdong, Ziyang in Sichuan, Qinhuangdao in Hebei, Zhuhai in Guangdong, Ganzhou in Jiangxi, Cangzhou in Hebei, Chizhou in Anhui, Chuxiong in Yunnan, Tangshan in Hebei, Xianning in Hubei, Quanzhou in Fujian, Tianjin, Maanshan in Anhui, Shenzhen in Guangdong, Hainan, Xinyang in Henan, Wuzhong in Ningxia, Huzhou in Zhejiang, Lianyungang in Jiangsu, Taizhou in Zhejiang More than 20 provinces and cities, including Dingxi in Gansu, Suining in Sichuan and Chuzhou in Anhui, have issued new policies on provident fund loans. Many places mentioned in the policies that children can withdraw their parents’ provident funds when they buy houses, and implemented the “one person helps the whole family when they buy houses”< img alt="" style="width:600px;" src=" https://imagecloud.thepaper.cn/thepaper/image/214/580/110.jpg "> take Suining, Sichuan Province as an example. On September 5, the housing and Urban Rural Development Bureau of Suining City, Sichuan Province released the policy interpretation of the policy measures for further promoting the steady and healthy development of the real estate industry in the main urban area of Suining City. The measures show that the implementation of the phased support policy for housing provident fund allows depositors to withdraw their family members (parents and children) when they buy self occupied houses in the jurisdiction of Suining City Housing accumulation fund; If the depositor has an outstanding housing mortgage loan in Suining City, he can withdraw the housing accumulation fund of family members (parents and children) to repay the housing mortgage loan< Br > < div class = "contheight" > < / div > recently, the notice on adjusting the use policy of housing provident fund (Exposure Draft) formulated by Hainan provincial housing provident fund administration also mentioned relevant contents. The exposure draft mentioned the implementation of the mutual assistance use policy of housing provident fund related to “one person buying a house and one family helping” to ensure the rigid housing demand of depositors< Br > < div class = "contheight" > < / div > according to the exposure draft, “one person’s family help in purchasing a house” refers to a buyer who has continuously paid the housing provident fund in full for more than 6 months in Hainan Province. When purchasing the first self occupied house in the province, he can use the housing provident fund of his spouse and immediate family to pay the down payment and offset the repayment of housing provident fund loans< Br > < div class = "contheight" > < / div > the exposure draft clearly stipulates that the immediate family refers to the parents or children of the buyer and his / her spouse. Families of the buyer’s immediate family members who have no outstanding housing provident fund loans in Hainan Province and no more than 1 set of houses (families with 2 children and above can be relaxed to 2 sets) can apply for the purchase withdrawal and hedging loan repayment business of the buyer’s immediate family members< Br > < div class = "contheight" > < / div > take Xinyang, Henan Province as an example. On September 1, Luoshan County, Xinyang City, Henan Province issued the notice of the people’s Government Office of Luoshan County on printing and distributing several measures to promote the steady and healthy development of the real estate market in Luoshan county (for Trial Implementation). According to the notice, if the storage balance in my housing provident fund account is insufficient, I can withdraw the storage balance in my spouse, parents and children’s housing provident fund account< Br > < div class = "contheight" > < / div > Liang Nan, an analyst at Zhuge housing search data research center, pointed out that in terms of form, the policy adjustment of “one person buying a house for the whole family” was carried out from the aspects of helping to repay the loan, helping to withdraw the down payment of the provident fund, and withdrawing the relatives’ provident fund to pay for the purchase of a house, which further reflected the flexibility and diversity of the policy adjustment, and also echoed the policy guidance to support the reasonable housing needs of residents< Br > < div class = "contheight" > < / div > Liang Nan believes that the introduction of such policies is mainly due to the slow repair process of the current property market, coupled with the repeated epidemics in many places, which leads to the weakening of the real estate trading market. Cities have implemented appropriate adjustments to the property market policies, shared the economic pressure of buyers through the help of their immediate family members, repaired the purchasing power of residents from the demand side, and helped boost the purchasing mood of residents, It provides an example for the adjustment of the national provident fund policy, which is innovative. It is expected that some cities with low property market prosperity in the future will follow up such policies to promote the expected repair of the market.