The news that “a woman took advantage of 900 flights to defraud nearly 3 million” remains unabated. On the afternoon of June 12, the Nanjing Drum Tower Police issued a report on the case of “Nanjing police cracked more than 3 million yuan to defraud women by flight delays.”

Nanjing Drum Tower police said that after investigation, the suspect Limou forged flight delay certificates and other materials many times, fabricated the facts of flight delays, and defrauded huge insurance funds. At present, the procuratorial organ has intervened in advance, and the case is being further investigated.

In fact, this case has caused a lot of controversy and doubt when it first appeared in the public eye. Many people think that Lee is “reasonable use of loopholes in rules.” In the legal profession, there is no dispute about whether Li Mou is suspected of committing a crime.

On June 10, according to local Nanjing media reports, Shandong woman Li used her and family’s and relative’s ID numbers to frequently purchase air tickets and aviation delay insurance, and frequently settle claims from Since 2015, it has made nearly 3 million yuan in profits. The Nanjing Gulou police took criminal coercive measures against them according to law.

The police also said that Li used his family and friends’ identity information to purchase airfare and aircraft delay insurance, and was suspected of deliberately fabricating a non-existent quilt when he entered into an insurance contract with an insurance company. The object of insurance is to defraud the insurance company’s insurance money, and there is objectively fraud in criminal law evaluation, and the amount of fraud has reached the prosecution standard for the crime of insurance fraud.

Before this, some lawyers believed that Li was illegal but not guilty. The insurance subject matter of aviation delay insurance is whether the flight departs or arrives late, not whether the insured departs or arrives late. Whether the delay is an objective fact does not exist. If there is a clause in the insurance clause regarding the purchase of flight delay insurance that requires the actual flight, then the insurance company cannot pay. Now that the compensation is paid, it further confirms that the insurance company’s own rules are flawed.

There is also a view that Lee hid the insurance company’s promise to legitimate consumers by concealing the fact that she was not a real flight consumer. The compensation of the insurance company has been suspected of a crime.

However, as of now, the official has not disclosed how the woman got the insurance company’s claims. In short, it is where the “loopholes” that many views hold. Insurance companies often have relatively complete risk control systems, and conduct strict data review on customers’ claims. But in five years, how did Lee use